Property by Porsha — Elevating Every Move
    (240) 605-1322

    Buying With Confidence

    Your Path to Homeownership

    Whether you're a first-time home buyer in Atlanta or a move-up family relocating across the metro, Porsha helps you navigate the Greater Atlanta and Douglasville markets with clarity and confidence.

    Who Porsha Helps

    Buyers, Every Stage

    First-Time Buyers

    Patient, step-by-step guidance for the first-time home buyer in Atlanta, from pre-approval to closing.

    Move-Up Buyers

    Strategic timing and financing to sell your current home and step into your next chapter.

    Relocation Buyers

    Remote tours, neighborhood matching, and a seamless transition to Greater Atlanta.

    Financing Basics

    Understanding your financing options is the foundation of a smart purchase. As your Atlanta REALTOR® for buyers, Porsha demystifies the numbers so you can shop with confidence.

    • Pre-approval strengthens your offer in a competitive market
    • Conventional loans start at 3% down; FHA at 3.5%; VA offers 0% down
    • Closing costs typically run 2-5% of the purchase price
    • Porsha connects you with trusted local Atlanta lenders

    Buying Timeline

    1. 1Consultation — Define goals, budget & neighborhoods
    2. 2Financing — Get pre-approved with a trusted lender
    3. 3Home Search — Curated listings matching your criteria
    4. 4Showings — Private tours and property evaluations
    5. 5Offer — Strategic terms written to win
    6. 6Negotiation — Skilled advocacy for price & repairs
    7. 7Inspection — Due diligence and expert guidance
    8. 8Closing — Coordinated with attorneys and lenders
    9. 9Move In — Keys in hand, welcome home

    Frequently Asked Questions

    Buyer Questions Answered

    How do I buy my first home in Georgia?

    Start with pre-approval, then partner with a REALTOR® who knows the Atlanta market. Porsha guides first-time buyers through financing, search, offer, inspection, and closing.

    Should I get pre-approved?

    Yes. Pre-approval shows sellers you're serious and defines your budget. In Atlanta's competitive market, it strengthens your offer significantly.

    How much do I need for a down payment?

    Conventional loans require 3-20% down, FHA 3.5%, and VA 0% for eligible veterans. Porsha connects you with lenders to find the right fit.

    What are closing costs?

    Closing costs are fees paid at settlement—typically 2-5% of the price—covering lender fees, title insurance, and taxes. Georgia is an attorney-closing state.