The First-Time Homebuyer's Guide

Getting Pre-Approved

Understand what lenders look for and how to strengthen your buying position.

Down Payment Options

Conventional, FHA, VA, and first-time buyer programs available in Georgia.

House Hunting Strategy

How to prioritize needs vs. wants and evaluate Atlanta & Douglasville neighborhoods.

Inspections & Due Diligence

What to inspect, red flags to watch for, and how to negotiate repairs.

Closing & Move-In

The final steps, closing costs, and what to expect on possession day.

First-Time Buyers

Step-by-step guidance through every milestone of buying your first home in Georgia.

Move-Up Buyers

Strategic timing and financing to sell your current home and step into your next chapter.

Relocation Buyers

Remote tours, neighborhood matching, and a seamless transition to Greater Atlanta.

Financing Basics

Understanding your financing options is the foundation of a smart purchase. Porsha demystifies the numbers so you can shop with confidence.

• Pre-approval strengthens your offer in a competitive market
• Conventional loans start at 3% down; FHA at 3.5%; VA offers 0% down
• Closing costs typically run 2–5% of the purchase price
• Georgia is an attorney-closing state
• Porsha connects you with trusted local Atlanta lenders

1. 1Consultation — Define goals, budget & neighborhoods
2. 2Financing — Get pre-approved with a trusted lender
3. 3Home Search — Curated listings matching your criteria
4. 4Showings — Private tours and property evaluations
5. 5Offer — Strategic terms written to win
6. 6Negotiation — Skilled advocacy for price & repairs
7. 7Inspection — Due diligence and expert guidance
8. 8Closing — Coordinated with attorneys and lenders
9. 9Move In — Keys in hand, welcome home